I am on vacation until August 18, 2008 I will have very limited access to e-mail while on vacation. I will be in touch when I return. Bob Robert E. O'Toole President Informed Eldercare Decisions, Inc. 450 Washington Street-Suite 108 Dedham, MA 02026 781-461-9637 800-375-0595 www.elderlifeplanning.com www.avoidmedicaid.com